Life Insurance for over 50s
Are you having difficulty finding over 50s life insurance?
We can offer life insurance for over 50s from many well-known and established providers with guaranteed acceptance and no need for a medical in many cases.
- Low cost cover specifically for the over 50s
- A range of policy types and options
- Guaranteed acceptance often with no medical required
- Cash lump sum on death
- Reassurance for your loved ones
We can provide a range of different life insurance plans to suit you. You can choose from:
Level Term Life Insurance Plans – With this type of life insurance your premium remains the same throughout the life of the policy.
Decreasing Term Life Insurance – If your mortgage is still not paid off and you have a repayment mortgage this plan would suit you. Decreasing term cover is aligned with your repayment mortgage. This means that the sum insured reduces as you pay more of your mortgage off. With many of these types of plans the premiums are reduced accordingly.
Increasing Term Life Insurance – This plan is linked to inflation so your cover increases to reflect real values. This means that you don’t have to worry about your plan being worth less in real terms when the cash sum is paid out.
Funeral cover – With this plan all funeral costs are covered. Some of our providers are in partnership with funeral service providers, which means that funeral arrangements are also taken care of. This is a valuable service giving your family practical support at a time when they need it.
Some of our life insurance for over 50s also offers a variety of additional benefits, such as:
- A choice of sums insured
- Early payout of the cash sum if you are diagnosed with a terminal illness and expected to die in the next year
- No premiums payable after the age of 90
- Triple the cash sum in the event of travel-related accidental death
If you want to receive over 50s life insurance quotes, please fill in our quick and simple online form. This will give us a few details that will enable us to assess what type and amount of cover would be appropriate for you. We will then get back to you promptly with some life insurance quotes and one of our friendly advisors will be happy to answer any questions you may have. If you decide not to take out life cover, you are under no obligation to proceed further and will not be charged for this service.
